Our Approach to Curated
and Collaborative Financial Planning

Our Approach to
Curated and Collaborative Financial Planning

We bring clarity, coordination, and care to every aspect of your family’s financial life.


OUR PHILOSOPHY & APPROACH

We believe every family’s financial life deserves a tailored, thoughtful plan.

Many of the families we serve rely on multiple experts—legal, tax, financial, benefits, clinical, and care-related. We act as the central point of coordination, connecting the right professionals and strategies so decisions align seamlessly. Our methodology spans generations, providing continuity, clarity, and structured support for parents, children, and future heirs.


HOW WE WORK

A coordinated process designed around your family.

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  • Discovery
    and Understanding

    We start by learning your family’s goals, responsibilities, and long‑term vision so every recommendation reflects what matters most. 

  • Integrated
    Planning

    We build a coordinated plan across financial, legal, tax, benefits, and care‑related needs. Investment strategy comes only after this planning work, ensuring allocations are grounded in your full financial picture.

  • Implementation
    and Oversight

    We put the plan into motion, coordinating with attorneys, accountants, and other professionals to ensure each step is executed smoothly and consistently.

  • Ongoing Support
    and Advocacy

    We stay involved as life evolves, adjusting strategies, updating investment allocations, and maintaining alignment across all professionals for long‑term clarity and continuity.


AREAS OF EXPERTISE

Comprehensive guidance, tailored to your family’s unique needs.

Wealth
Management

Investment advisory, retirement planning, tax optimization, and estate strategies, all grounded in a comprehensive planning framework. Every relationship begins with a clear understanding of your goals, values, and financial landscape. Investment strategy follows only after the plan is built, ensuring your portfolio reflects your family’s needs and long-term priorities for years to come.

Guidance for families supporting children or adults with disabilities, joining financial planning with benefits navigation and long-term security. Every engagement begins with a clear understanding of your family’s responsibilities, resources, and vision for the future. We coordinate the moving parts—benefits, care, and legal structures—so your plan remains cohesive and sustainable over time.

Strategic partnerships with trustees to provide tailored planning, investment guidance, and administrative support across varied trust structures. Our work begins with a clear understanding of the trust’s intent and the needs of each beneficiary. This allows us to support trustees with the flexibility, technical expertise, and responsiveness they expect while securing the beneficiary's financial future.


A man stands at a desk in an office, looking at a computer monitor, wearing a white shirt and a blue vest with a patch that reads 'Collaborative Wealth Advisors', with potted plants and office furniture in the background.

WHO WE ARE

Meet the people behind the plan.

Led by Branden Sacks and Erik Kalfus—both CERTIFIED FINANCIAL PLANNER® professionals and Chartered Special Needs Consultants®—our team brings decades of combined experience to wealth management and special needs planning. We unite technical expertise with genuine care to provide comprehensive guidance for every family we serve.

We believe every family’s situation is unique, and every decision deserves thoughtful guidance. By listening first and understanding your goals, values, and story, we can provide a tailored, family-office approach that brings clarity and confidence. Reach out today to see how we can help you move forward.

Let’s start the conversation today.

Every family’s situation is unique and deserves thoughtful guidance. We take a listening-first, family-office approach to understand your goals and provide clarity and confidence in your decisions.